Does the ATM fee include the tax?

No. Add 0.5% of the amount withdrawn. Withdrawing UGX 50,000 at an MTN-enabled ATM costs the UGX 1,400 network fee plus UGX 250 tax.

What is the highest MTN ATM withdrawal?

The published ATM column runs up to UGX 1,000,000 at a fee of UGX 11,950. Higher bands are blank on MTN’s table.

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MTN ATM withdrawal charges

MTN lists a separate ATM withdrawal column. It is higher than the agent fee on small amounts and blank above UGX 1,000,000. The 0.5% tax still applies.

Amount (UGX)	Fee (UGX)
500 – 2,500	—
2,501 – 5,000	1,150
5,001 – 15,000	1,150
15,001 – 30,000	1,150
30,001 – 45,000	1,400
45,001 – 60,000	1,400
60,001 – 125,000	2,150
125,001 – 250,000	4,000
250,001 – 500,000	6,650
500,001 – 1,000,000	11,950
1,000,001 – 2,000,000	—
2,000,001 – 4,000,000	—
4,000,001 – 5,000,000	—

Airtel’s public tariff material used here does not include an ATM column. If your bank’s ATM offers Airtel cash-out, the handset prompt is the fee that will be deducted.